By accessing, browsing, or submitting any material to this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, and all applicable laws and regulations. If you do not agree with any of these terms, you may not use or access this site. The materials contained in this web site are protected by applicable copyright law.
2. Use of Content of Site
a. Permission (which may be revoked at any time for any reason) is granted to temporarily download one copy of the materials (information or software) on philipfsmith.com’s web site solely for personal, non-commercial transitory viewing only. No other use is permitted. You may not, for example:modify or copy the materials;use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on philipfsmith.com’s web site; remove any copyright or other proprietary notations from the materials; transfer the materials to another person or “mirror” the materials on any other server; incorporate the information, content, or material in any database, compilation, archive, or cache; or license, create derivative works from, transfer, or sell any information, content, material, software, products or services obtained from this site.
b. This permission shall automatically terminate if you violate any of these restrictions and may be terminated by philipfsmith.com at any time. Upon terminating your viewing of these materials or upon the termination of this permission, you must destroy any downloaded materials in your possession whether in electronic or printed format.
3. Proprietary Information
THE MATERIALS ON philipfsmith.com’S WEB SITE ARE PROVIDED “AS IS”. philipfsmith.com MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERHCANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. FURTHER, philipfsmith.com DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE MATERIALS ON ITS INTERNET WEB SITE OR OTHERWISE RELATING TO SUCH MATERIALS OR ON ANY SITES LINKED TO THIS SITE.
In no event shall philipfsmith.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on philipfsmith.com’s Internet site, even if philipfsmith.com or a philipfsmith.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. philipfsmith.com also assumes no responsibility and shall not be liable for any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing this site, or of your downloading of any materials from this site. philipfsmith.com assumes no responsibility or liability arising from the content of this site, as well as any offsite pages or additional sites linked to this site.
6. Revisions and Errata
The materials appearing on philipfsmith.com’s web site could include technical, typographical, or photographic errors. philipfsmith.com does not warrant that any of the materials on its web site are accurate, complete, or current. philipfsmith.com may make changes to the materials contained on its web site at any time without notice. philipfsmith.com does not, however, make any commitment to update the materials. philipfsmith.com assumes no responsibility or liability for any errors or omissions in the content of this site.
philipfsmith.com provides links to third party sites. The inclusion of any link does not imply endorsement by philipfsmith.com of the third party site. Use of any such linked web site is at the user’s own risk. Your use of such information is voluntary, and your reliance on such information should be made only after independent review. References to commercial products or services within this site or any such third party web site page does not constitute or imply an endorsement by philipfsmith.com.
8. Collection of Information
When you voluntarily submit information
We will collect information when you voluntarily provide it to us. You might do this through one of the online forms available on this website, through our affiliate websites, or at offline programs and events. These are most commonly encountered when:
- purchasing products or services from this website or one of our affiliates;
- registering or signing up for membership on this website or one our affiliates;
- posting comments on message boards and other interactive discussion forms;
- registering for newsletters or other communications from us; or
- interacting with us on social media platforms.
We may also collect information you provide us in connection with content that you submit. This might be content you post on our website, our affiliate websites, by e-mail, or through text or video message.
Information automatically collected from you online
We automatically collect certain technical information from your computer or mobile device when you use our websites or mobile applications. For example, we collect information through the following technologies:
We may link information contained in a cookie to personal information collected from you by other means (e.g., website registration).
From third parties or other sources
We may collect or obtain information from social media platforms. We may also collect information through the use of third party web analytics services (such as Google Analytics) such as number of visits to a particular page, or the amount of time spent on a web site.
We may combine information we get from one source with other information we may have about you. This might include combining information you submit online with information you submit offline, or information that you submit by e-mail with information that you submit through our websites. Or we may combine information we received from a third party with information you submit to us.
How do we use the information we collect?
For the purpose collected
To respond to inquiries
Similarly, we may use your information to respond to your requests or inquiries, For example, if you contact us via an online contact form, your information may be used to respond to your inquiry or comment.
To send communications and for marketing purposes
We may use your information to provide you with marketing or other information about our products and services through any communications medium, including but not limited to (i) through e-mail, (ii) on our website or one of our affiliate websites, (iII) by text message, or by phone.
From time to time, we may be approached by reputable third party companies and organizations that provide products or services that we believe may be of interest to you. To help you find these useful products or services, we may use your personal information to send out notices on their behalf.
We may also use your personal and/or demographic information for our internal marketing and demographic studies, so we can constantly improve, personalize, and customize the products and services we provide you and to better meet your needs. This may include occasionally combining, updating, or otherwise enhancing the personal information collected through this website with data we receive from outside records or third parties. We may also use your information to improve our websites and applications.
We may also use your information as permitted by law or in the manner communicated to you.
11. Governing Law